ID-Reclaim
AI Recovery Agent

Tell us what happened. We handle the rest.

Your AI recovery agent pulls your credit report, flags suspicious accounts, generates dispute letters, guides credit freezes, and tracks every legal deadline — so you don't have to.

Starts at $49 · Limited beta spots

FCRA Compliant
Encrypted & Auto-Purged
No Human Sees Your Data
14M+

Americans hit by identity theft each year

30+ hrs

Average time victims spend on DIY recovery

$500–5k

What professional recovery services cost

The problem

You shouldn't need to be an expert to protect yourself

Most victims lose weeks trying to figure out what to do — while the clock is ticking on critical legal deadlines.

The DIY nightmare

Spending hours googling what forms to file

Writing dispute letters with no legal knowledge

Not knowing which of 5 bureaus to freeze

Missing the 30-day FCRA deadline

Feeling overwhelmed and completely alone

With your AI recovery agent

AI agent handles your case conversationally

Bureau-specific letters with correct FCRA citations

Guided freeze across all 5 bureaus, tracked

Auto-computed deadlines with proactive reminders

Like having a recovery advocate on call 24/7

How it works

A conversation, not a checklist

01

Tell Us What Happened

Your AI recovery agent asks a few questions — when the theft happened, what you know so far. No forms. Just a conversation.

02

Agent Pulls & Analyzes

With your approval, the agent imports your Experian credit report and flags every item you may not recognize. You confirm which to dispute.

03

Letters, Freezes, Deadlines

The agent generates dispute letters, guides you through credit freezes, and tracks every legal deadline — reminding you before anything expires.

What the agent does

You approve. It executes.

Every capability is a tool the agent calls on your behalf — grounded in FCRA law and backed by structured AI.

AI Fraud Triage

Your agent pulls your credit report, cross-references every tradeline against your case, and flags the items you may not recognize — ranked by suspicion level.

Dispute Letters That Stick

Bureau-specific dispute letters citing the correct FCRA statutes, generated in seconds. Structured AI outputs guarantee every legal element is present.

5-Bureau Freeze Guidance

Your agent walks you through freezing credit at Experian, Equifax, TransUnion, ChexSystems, and NCTUE. Tracks completion. Stores your PINs encrypted.

Deadline Intelligence

Auto-computed FCRA deadlines from every action you take. Proactive reminders when bureaus are running out of time to respond. Escalation drafts if they miss it.

Federal law is on your side

You have powerful legal protections most victims don't know about. Your agent cites them correctly in every letter.

Fair Credit Reporting Act

Requires credit bureaus to investigate your disputes within 30 days and remove information they can't verify. Your agent tracks every deadline and escalates if they miss it.

CFPB Consumer Protections

The federal agency that enforces your rights. If a bureau doesn't play fair, your agent can draft a formal CFPB complaint on your behalf.

Pricing

Simple, transparent pricing.

Pay for what you need. No hidden fees. No surprises.

Starter

$49

See the value first

Credit report analysis
Suspicious item flagging
1 dispute letter (PDF)
Most Popular

Full Recovery

$149

90-day case management

Everything in Starter
Unlimited dispute letters
5-bureau freeze guidance
Deadline tracking & reminders
FCRA statute explainers

Premium

$299

Full advocacy

Everything in Full Recovery
Bureau response analysis
CFPB complaint drafting
Follow-up dispute rounds
Priority support

No hidden fees. No surprises.
Powerful tools backed by federal consumer protection law. Not legal advice.

Every day you wait is a day the fraudsters win

FCRA deadlines don't pause. Your AI recovery agent is ready to start working your case right now.

Limited beta · Starts at $49