ID-Reclaim
Free recovery checklist

Tell us what happened. We'll show you what to do next.

Answer a few questions and get a free, step-by-step identity theft recovery checklist, in order, with links to the official sites where you take action. Check off each step as you go.

Free · No account needed

Based on FTC guidance
No SSN or account numbers
No sign-up to start
Free

Your personalized recovery checklist

No sign-up

Your checklist is stored in your browser

3 bureaus

A freeze step for each one, with a direct link

The problem

You shouldn't need to be an expert to protect yourself

Recovering from identity theft means contacting several agencies and companies, in the right order. It's hard to know where to start.

Doing it on your own

Official guidance spread across many different websites

Not knowing which step comes first

Not knowing which credit bureaus to contact

Losing track of what you've already done

Feeling overwhelmed and alone

With ID-Reclaim

A few questions, with no account needed

Your steps in order, starting with what matters most

A step for each of the three credit bureaus

Progress you can check off as you go

Plain explanations of what to do and why

How it works

A clear checklist, built for you

01

Tell us what happened

Answer a few short questions. We never ask for your Social Security number, your date of birth, or account numbers.

02

Get your checklist

See your recovery steps in order. Each step explains what to do and why it matters.

03

Work through it

Mark steps done as you go. Your checklist is saved in this browser, so you can come back to it later on the same device.

What you get today

Clear steps. Official sources.

You take each step yourself. We tell you what it is, why it matters, and where to go.

A plan for your situation

Your answers decide which steps you see and in what order, so you start with the steps that matter most for what happened to you.

Official sources

The steps follow the FTC's identity theft recovery guidance. Where you need to act, a step links to the official site: IdentityTheft.gov, a credit bureau, or AnnualCreditReport.com.

Freeze all three bureaus

Your plan includes a step for each credit bureau: Experian, Equifax, and TransUnion. Each step explains why and links to that bureau's freeze page. Freezes are free.

See your progress

Mark each step done as you finish it. Your plan shows how far along you are and what to do next.

Federal law is on your side

You have legal protections that many victims don't know about. Your checklist points you to the official guidance.

Fair Credit Reporting Act

Lets you dispute information on your credit report that you believe is wrong. A bureau generally has 30 days to investigate, and it must correct or remove information it can't verify.

CFPB Consumer Protections

The Consumer Financial Protection Bureau takes complaints about credit bureaus and lenders. If a dispute stalls, you can file a complaint at consumerfinance.gov.

Pricing

Simple, transparent pricing.

The checklist is free. A paid plan is on the way.

Recovery checklist

Free

Available now

A few questions, with no account needed
Your recovery steps, in order
Links to the FTC and the credit bureaus
Check off steps and see your progress
Coming soon

Full Recovery Plan

$49one-time

Not open yet. Nothing is charged.

Everything in the free checklist
Your plan saved to your account (planned)
Email reminders for unfinished steps (planned)
Ready-to-send dispute letters (coming soon)

You can reserve the paid plan from inside your checklist. We'll email you when it opens, and you decide then.
ID-Reclaim gives general guidance, not legal advice.

Take the first step toward recovery today

Answer a few questions and see your first step. Your checklist is free, and you don't need an account.

Free · No account needed